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3 mins on the philosophy of insuresME

Thursday, March 02, 2017

3 mins on the philosophy of insuresME

 

Here' a little bit about us. We are a tailored and streamlined system which provides cost efficient cover for your small business, contracting and consulting work. We provide you with Professional Indemnity and Public Liability in one product. Here's why we believe we are delivering value to our growing customers.

You get a fiercely competitive price

As an online platform, we are able to deliver competitively priced cover for you and your business. We have cut out the costly overheads and streamlined our technology to ensure that you are not paying for additional costs which don’t benefit you.

You only need to tell us the things we need to know

When selecting your cover, you only need to pick your main line of professional activity. The ancillary activities related to this line will also be covered. Should you be in the marketing advertising space for example, you don’t need waste time calculating and telling the specific breakdown of your services. The tasks which fit reasonably into that defined space will be covered. We do this to save you time and to ensure the variety of tasks you undertake as a small business, contractor or consultant is covered.

We have a broad range of professions but if you can’t find your profession that is not a problem. Just contact us and we can review it and make it available online.

Your cover has flexible options

We don’t give one size fits all solutions in terms of how your policy works for you. You can make your own choices so that your policy fits you and your budget. For example, you have the flexibility to choose if you would prefer a high or low excess depending on your own preferences. Limits of cover are also adjustable.

There are real people to help

We may be an online tech platform but real people lead this. The feedback from our customers shows that this is one of the most valuable aspects. Of course you may have questions and it is so helpful to have someone walk you through it. You can call us or chat to us and you’ll receive real advice, real help in real time from our Sydney based team.

Backed by Lloyd's of London

We are backed by one of the World’s largest Insurance groups, which has an A+ security rating. Should you have a valid claim bound by the conditions of the policy, there is no reason to worry about the security behind it. Our unique insurance market has an unrivalled concentration of specialist underwriting expertise and every day, more than 50 leading insurance companies, over 200 registered Lloyd’s brokers and a global network of over 4,000 local coverholders operate in and bring business to the Lloyd’s market. In fact, CLICK HERE to read about their status as a Worldwide SUPERBRAND.

Why insuresME?

We build our products with you in mind and with you at the front every aspect of the product.

The Price

We work hard to deliver a competitive price across the board. Test us out against the competition!

The Coverage

We’ve built one product with the cover you need. Don’t be confused by a smorgersobard of bewildering products. We want to clear things up for you.

The Platform

We want you to understand the process of purchasing your insurance. Our platform is designed with you in mind to be intuitive and helpful.

The Process

It’s quick and it’s simple. We all lead busy lives – insuresME asks the questions we need to know only and gives you certificates instantly.

The Payment

A range of payment options are available including monthly payment options with a super competitive funding rate!

My Policy

insuresME provides a dashboard for your policy. See the life of your policy, retrieve documents or lodge claims at any time.

Your Claims

We make it easy for you to lodge a claim with no confusion. We’re here when you need us.

Your Document

It’s likely the contracts you enter require certificates of insurance. Retrieve yours instantly or on-to-go instantly with insuresME.


 

 

Request a Quote

Sorry, something about your business is not able to be covered directly online, it will need to personal attention to ensure cover it suitable for you Please fill in your details and we shall get back to you promptly.

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Feedback

Your feedback is important to us, we are determined to deliver the best service possible to all customers – If we can improve our service, product or platform we welcome your feedback. Click here to complete a feedback form and we will respond to all feedback we receive in a timely manner with how we will address it to improve our offering to you.

Dispute

Clients who are not fully satisfied with our service should contact our Customer Relations/Complaints officer, Katy Hunt (phone 02 8274 8109 email katyh@gsaib.com.au. GSA Insurance Brokers trading as insuresME and Lloyd’s adhere to the General Insurance Code of Practice subject to certain specific qualifications. You can obtain a copy of the code at www.codeofpractice.com.au. Should you require further information please do not hesitate to contact us.

Our unique insurance market has an unrivalled concentration of specialist underwriting expertise and every day, more than 50 leading insurance companies, over 200 registered Lloyd’s brokers and a global network of over 4,000 local coverholders operate in and bring business to the Lloyd’s market.

The business written at Lloyd’s is brought to specialist syndicates, who price and underwrite risk, via brokers and coverholders. Much of the capital available at Lloyd’s is provided on a subscription basis – where Lloyd's underwriters join together as syndicates and where syndicates join together to underwrite risks and programmes. This kind of collaboration, combined with the choice, flexibility and financial certainty of the market, makes Lloyd’s the world’s leading insurance platform.

But in an unpredictable global climate, Lloyd’s underwriters must also rely on their experience and industry knowledge to cast light into the darkness ahead. Behind the Lloyd’s market is the Lloyd’s Corporation, not itself an insurer but an independent organisation and regulator that acts to protect and maintain the market's reputation and provides services and original research, reports and analysis to the industry’s knowledge base.

Under one globally trusted name, the Lloyd’s market and Lloyd’s Corporation work together to protect your interests, promote economic growth and underwrite human progress.

To learn more about Lloyd's visit www.lloyds.com